This is a modern savings system based on blockchain technology and smart contracts. The program is designed for residents of the international UTL club. Program start date — September 2023.
Financing of the International UTL Home Program is strictly carried out by participants of this program, and no credit or loan funds are involved.
The goal of the International UTL Home Program is to meet the needs of club residents in receiving financial assistance for various purposes on the most favorable terms.
UFP is a decentralized international savings cooperative based on the UTL CLUB blockchain platform. Our program provides financial assistance to club residents on the most favorable terms, without involving credit or loan funds.
Receive financial assistance in any country around the world.
All transactions are protected and transparent thanks to smart contracts.
Minimal documentation required and flexible participation conditions.
Earn income on your tokens throughout the program.
Extended (from 5,000 to 50,000 USDT) or MAX (from 51,000 to 500,000 USDT).
UTLT and UTLH — our club tokens that ensure participation in the program.
Contribute from 35% to 43% of the application amount in UTLT and from 10% to 12% in UTLH.
Start small and gradually accumulate the required number of tokens.
Track your position in the open queue.
Active residents can receive assistance earlier.
Use the received funds to purchase your desired object.
Repay the financial assistance in equal installments over 60 months with the possibility of early repayment.
Purchase in different countries without restrictions.
The property is registered in your name "without encumbrance".
Earn income on pledged assets throughout the program.
All operations are visible and controlled thanks to blockchain technology.
Join a community that is changing the world of financial services.
UTL CLUB Resident Package
Extended - 5 000 - 50 000 USD
Maximal - 51 000 - 500 000 USD
To purchase, a program participant will need UTLT and UTLH tokens
~ 55% of the cost
5 000 - 50 000 USD
~ 50% of the cost
51 000 - 500 000 USD
Queue transition
Waiting for 100% payment from the cost in queue order
The club transfers 100% of the money to the transaction account of the UTL club resident
Ownership rights are registered in the name of the UTL resident
Tokens remain in ownership, increase in price, and generate dividend income, held in collateral (hold)
Repayment period
over 60 months - 50%
on the 61st month - 50%
Repayment of funds in USD according to the schedule
With the active growth in the cost of UTLT and UTLH, you get a purchase + capital in tokens + dividends over 60 months
| Real Estate Cost | 100 000 USD |
| Term (5 years) | 60 months |
| Collateral ~55% of the real estate cost in UTLT and UTLH tokens at the current price of security | 55 000 USD |
| Monthly payment (50%/60 months) | 833 USD |
| One-time fee for using funds over 60 months | 7% |
| One-time commission (for issuing funds) | 1 000 USD |
| Calculation - 50% of the real estate cost is paid by the resident in installments, the remaining 50% is covered by token collateral, or a one-time payment of the remaining 50,000 USD (after payment, tokens are released from collateral). | |
| Real Estate Cost 2 | 100 000 USD |
| Term (5 years) | 60 months |
| Collateral ~55% of the real estate cost in UTLT and UTLH tokens at the current price of security | 55 000 USD |
| Monthly payment (50%/60 months) | 833 USD |
| One-time fee for using funds over 60 months | 7% |
| One-time commission (for issuing funds) | 1 000 USD |
| Calculation - 50% of the real estate cost is paid by the resident in installments, the remaining 50% is covered by token collateral, or a one-time payment of the remaining 50,000 USD (after payment, tokens are released from collateral). | |
